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There is no need to be shy when it comes to finances - users need to know that their personal information and payment data are safe. The first step is to think about the security of entering the payment system. Typically, apps use a 4 or 6 digit PIN, as well as biometric technologies like TouchID or FaceID. Secondly, when transferring money, some services send SMS with an additional code to confirm the transaction. We also recommend adding a two-factor authentication function - when registered users log in, they will need to enter a code that comes to a phone number or email.
Today, there are more than a dozen standards that describe the conditions and requirements for payment operators or systems for making payments securely. Some of them are international, some are national.
How to develop a financial application that is convenient and easy to use https://stfalcon.com/en/services/financial-app-development? If you want to know how to develop a financial application and become successful, then here is the main secret. Everything in the application should be clear and understandable - the simpler the interface, the more people trust you, and the more often they return to the application to send and receive money .
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Electronic payment systems are services where you can create a personal account with an electronic wallet linked to it, in which the movement of electronic money is tracked. They allow you to carry out the same monetary transactions as in the case of a regular bank card.
Today it is clear and understandable that a conscientious user of banking, payment and commercial systems is practically unprotected from possible attacks by intruders. There is a well-known scheme by which data leakage is possible, which happens in practice.